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The relationship between The Emergency Medicine Residents' Association (EMRA) and Integrated WealthCare began in 2002, when Shayne Ruffing began developing EM specific financial strategies for some of the EMRA board members. Since that time, Shayne has authored numerous articles for the association, been a featured lecturer at multiple Scientific Assemblies and hosted a number of events for emergency medicine residents across the country.

In 2006 Shayne worked with EMRA to develop the only approved EMRA Disability Insurance Analysis program and became the association’s preferred member benefit provider for disability insurance.

In 2007 Integrated WealthCare developed The Confident Transition Plan©, a proprietary financial planning system designed to provide clarity and confidence to the financial transition between residency and practice.

The members of Integrated WealthCare have worked with literally thousands of emergency residents and fellows across the country and around the world, advising and assisting them in critical areas of insurance and financial management.


Collaborative Wealth Management for the Medical Community

The career and culture of medicine are unique. The effective management of a physician's financial needs requires an understanding of multiple, specialized segments of the financial community.

Disabilty Insurance

We offer an individual, long-term disability insurance program (an approved EMRA member benefit program) designed for EMRA students, residents and alumni. Important highlights of the program are:

  • Up to $7,500 monthly tax-free benefit with no financial disclosure
  • Specialty Specific definition of disability - 6 options in most states
  • Personalized comparison of plans, taking advantage of regional, GME or association discounts as available
  • Easy, online application process
  • A sound disability insurance program is best developed while still in residency. Obtain your disability protection NOW!

Our Story

Integrated WealthCare is a multi-specialty wealth management firm, serving the unique needs of physicians and medical professionals. On behalf of our clients, we bring together deep experience and offer our services in three critical areas of wealth management:

  • Fiduciary investment advice
  • Unbiased Insurance Acquisition
  • Fee for service financial planning

As individual client needs dictate, we provide a seamless transition of professionals and services to meet your specific financial objectives.


M. Shayne Ruffing, CLU, ChFC®, AIF®
3211 Shannon Road, Ste. 420 Durham, NC 27707
1-866-694-6292, ext 101