Retirement Income Protection
Your retirement income is probably not insured. I recommend reviewing to verify. You already made a prudent decision protecting your income with personal, own occupation disability insurance. In the event of a disability, this will provide for your standard of living. However, a significant amount of your monthly income is likely going towards your 403(b), 401(k),457 or other qualified retirement plan, providing for your future. If your income goes away, so do your retirement contributions. See the chart below to understand the potential lost retirement income:
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Retirement Security Disability is insurance protection specifically for your retirement plan, over and above your personal disability income. If you become disabled, the company will establish an investment account in your name and make monthly contributions, invested at your direction, continuing your retirement planning, even if you are no longer able to work.
How It Works